2020 - Home Property Grants-Free and Approved

June 22, 2020

Free HUD Housing Grants For Needy Families In Michigan

June 22, 2020 1
HUD first time home buyer grants for needy families in michigan-Better housing choices ensure your security and safety while removing hazards and making your life better.

But, finding one and arranging money to bear the housing rentals and other improvement costs is not that easy. In such a situation, granting of federal money to the assigning authorities brings relief as it raises your chances of winning the federal grant for your rentals or paying your home improvement costs.

The U.S Department of Housing and Urban Development (HUD) has awarded $3.5 million housing grants to the people of Michigan to facilitate the development of better housing and maintaining their homes.

The Recipients Of The Federal Grants For Housing Grants

The HUD has announced as much as $2.3 million free home buyer grants to GreenPath, a Farmington Hill-based non-profit agency. The rest amount has been awarded to other organizations like Oakland County Housing Counseling, Grand Rapids Urban League, and North Michigan Community Action Agency to name a few.

first time home buyer grants michigan

The grant declaration to these organizations ensures the right engagement of more applicants from needy low-income families and increases their chances of winning these housing grants from the various HUD authorized agencies.

Home ownership is a promising scope to build wealth around better housing opportunities, according to HUD officials. In Michigan, 73% of people have the opportunity for home ownership. As per the HUD officials, the improvement of better housing opportunities for home ownership and ownership process all across Michigan has been successful due to the successful counseling workshops.

How The HUD First Time Home Buyer Grants Will Help People In Michigan

According to HUD officials, about 68.000 households will benefit from these federal grant programs through GreenPath agency all across Michigan. Since the recently announced federal housing grant program is part of the $47 million grant program in the U.S.; it is likely to facilitate the home ownership in Michigan, which is standing at 72.9 percent currently, higher than the national homeownership rate.

The new program is designed to counsel more and more people to encourage them and apply for more such homeownership grants. The counseling involves in-depth observation of the processes about how people use the funds for home ownership and how effectively they use the funds for the purpose.

Kristen Holt, the president of the GreenPath agency, has welcomed the grant reward to their organization and expressed their gratitude to HUD while promising to help those people seeking their advice for home ownership.

According to GreenPath, the eligibility of the applicants is reviewed based on some criteria such as financial conditions, debts if any, and savings and planning for the future. It is the responsibility of the recipients of the grant award to help people focus on their housing needs and achieve them.

As with many housing programs administered by the Michigan government, the ESG is another type of housing choice program, which emphasizes putting an end to the housing crisis and bring stability to people’s life by reducing homelessness.

With regard to this, Emergency Solutions Grant (ESG) Program administered by Michigan State Housing Development Authority, aims at developing more emergency shelters and preventing homelessness to ensure re-establishing of the housing for low income families across Michigan. This program is carried out as the Homeless Emergency Assistance and Rapid Transition to Housing (HEARTH) Act, 2009 permits to do so for low-income families.

Availability Of Federal Grant Funds For Emergency Housing In Michigan

The Notice of Funding Availability (NOFA) is open for the public and made available from October 1, 2018-September 30, 2019 for application.

For more info regarding this housing grant program, you can visit, https://www.michigan.gov/documents/mshda/MSHDA_ESG_NOFA_2018-2019_620015_7.pdf.

Find it and know your chances to win the grant so that you can ensure safety and health for you and your family. Go happy hunting for your dream house.

Some Must Read Topic Below

  1. Low Income Single Mother First Time Home Buyer Grants
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  3. First Time Home Buyer Grants For Low Income Individuals
  4. First Time Home Buyer Grants No Down Payment

Grants For Home Repair and Renovation

  1. Section 504 Home Repair Grants For Low Income Senior Citizens
  2. Free Window Replacement Grants For Low Income Families
  3. Home Repair Grants For Single Mothers
  4. HUD Offering $35000 Home Repair Grants and Home Improvement Grants Online
For full information, visit- https://www.homegrantsinfo.com/

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First Time Home Buyer Grants and Loans For Disabled Individuals

June 22, 2020 0

Looking for housing, paying the mortgage, maintenance and bill payment can be a daunting task for low income earners especially with disability problem. The U.S. government, state agencies and nonprofit organizations offer financial assistance, guidance, counseling and other necessary support to the disables through varied grants and loan programs for the purchase of home, paying home debts, mortgages, acquiring equipment, home repairs and improvement and other such dwelling necessities.

With these grants a descent living even with limited economy seems to be affordable now.

First Time Home Buyer Grants For Disabled

First Time Home Buyer Grants for the Disabled

Department of Housing and Urban Development

There are many grant funded programs offered through the Department of Housing and Urban Development (HUD) for helping individuals with disabilities. They provide help in house purchase, renting a home and also assistance in obtaining housing vouchers. The federal housing program provides financial help to moderate or low-income families in renting or purchase of a house. The main goal of this program is to make renting and purchase affordable for people with limited economy. The section 8 in the program proposes subsidies for both home owners and tenants. The Homeownership Voucher program helps the low-income disabled by providing vouchers for reducing the monthly mortgage payment or house rent.




The program can be availed by contacting the local public housing authority (PHA) and in case the PHA's do not offer ownership as an option, housing counselors can be contacted in the respective state. They are appointed by HUD and are certified to assist individuals with housing needs.

Habitat for Humanity

Habitat for Humanity is an option for disabled or low-income individuals in getting aid with down payments or mortgage payments. They can also provide other assistance such as zero-step entries, wide doorways and other needs. 

This is a global Christian non-profit organization that specializes in building accessible homes, through the mortgages being given through local, private, state and federal sources, volunteer work and donations. If selected by the Habitat for Humanity’s family selection committee, then the organization will build the home.

The Habitat for Humanity has already built more than 450,000 houses all around the world, helping more than 1 million people spread across 3,000 communities to achieve a decent and affordable shelter. If you are also in need of a residence, apply for first time home buyer grants today, as after the initial application an average of 18 months is required for the Habitat for Humanity owners for attaining occupancy.

Home Ownership Voucher Program

Low level or moderate income disable families can now buy their shelter through the Home Ownership Voucher Program which is linked with the Department of Housing and Urban Development. Though not free of charge, this program enables in fulfilling monthly mortgage payments for the first time home buyers. The eligibility criteria for the program are:
  • Applicants need to owe a home for the first time
  • No family member should have had home ownership interest in the previous three years excepting displaced homemakers or single parent
  • At least one member of the family must be disabled
  • The annual income of the adult family members’ owning the home should not be less than a single residing individual’s monthly Federal Supplemental Security Income benefit multiplied by 12
  • The family also needs to fulfill the housing counseling program and pre-assistance homeownership of PHA

Fannie Mae Home Choice Program

Fannie Mae Community Home Choice program offers financial products and services across all states for the lower and middle income families. It helps low income or disabled individuals to buy a home by offering aids like smaller down payments, lenient credit evaluations and also provide them with mortgage-qualification aid which has lower debt-to-income requirement.


The U.S. government has more to offer. The Fair Housing Act, Supplemental Security Income, Fair Housing Act, Americans with Disabilities Act and several other organizations also offer housing disability grants for a well secured, reasonable and humble dwelling.

For full information, visit- https://www.homegrantsinfo.com/


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